![]() ![]() I suppose this is true, but this way of budgeting doesn’t necessarily create much financial security. The basic concept of a budget is simple: spend less than you make, and you are on the right track! Plus, you don’t really worry about allocating a specific amount of money to each area of your expenses. This is a way of budgeting I love because instead of overspending and putting away pennies at the end of the month, you move your money into your savings account as soon as you get your paycheck! How? I use the intentional budget method! To make your life easier, I created a simple budget template for you! You just need to enter your details below, confirm your subscription, and you will be able to either download this free monthly budget template as a printable PDF budget or, if you are an Excel wizard, you can save it as a google sheet!īut I have to warn you! I budget a little bit differently than most people! My monthly budget template and why it’s different Thanks to budgeting, you will be able to see exactly where your money goes and be able to work towards your financial goals. And decide an amount to allocate to each section of your spendings. Normally, when you create a budget, you create a list of your income, expenses, and savings. ![]() By creating a plan, you can make sure you are on top of your finances and are able to spend on things you enjoy without having to worry about running out of money or going into debt. Figure out where your money goesĪ monthly budget is a plan to decide how to allocate your income to meet your expenses. The Intentional Budget: how to budget your money with 4 simple steps.My monthly budget template and why it’s different.
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